Start with an idea. Bring in as many chief architects as you can and let us build on it together until it grows into something great.


Mobility Lab

Standards design, customer journey development, explore insurer and OEM connectivity, MVPs and PoCs.


Legal & Regulatory Lab

Explore data sharing regulations, pricing, automated underwriting and integrated risks. Anticipate and shape the future!


smart conrtracts

Smart Contracts Lab

API wrappers, parametric indices, data provenance and access, smart contract connection and algorithmic insurance.

Innovation Labs

Mobility Lab

Mobility Data Alignment Project

Neil Walker (Covéa) - group lead

Simon Hickling (Covéa)

Phil Chalk (Covéa)

Martin Dennehy (Covéa)

Kumar Maddali (Telenav)

Lennart Wulff (Situative)

Legal & Regulatory Lab

Anne-Sophie Morvan (LUXHUB) - lab lead

Andrea Maura (Legal Grounds)

Cristina Hamley (Telenav)

Smart Contracts Group

Coming soon!

Italy Working Group

We're taking the initiative to a whole new level in partnership with G2. Laying the foundation for the first reference implementation of OPIN standards.

learn more...

Open Insurance Approach

Open Insurance Standard (OPIN)

Our work centers around developing open standards for open interfaces.

OPIN's standards are progressive and will drive innovation to new dimensions.

Cross Ecosystem Alignment

We don't want to be our own island! Work is progressing towards aligning OPIN standards with web standards and with those of industry alliances beyond the insurance ecosystem.

An open innovation environment allowing members to develop relationships with industry leaders and OEMs in mobility, cyber security, travel, PropTech and more.

End-to-end MVPs and proof of concepts are integral part of this work.

We're automating B2B agreements, integrating new relationships and enforcing consistency.


one Click Uunderwriting

One Click Underwriting

A maker's space for collaborative brainstorming, developing underwriting best practices, configuring coverage, collecting data enrichment resources, and pushing boundaries with new research.

We innovate on four levels:

+ Frontend

+ Backend

+ Partners

+ Reinsurance and Capital Financing

Next Steps...

Get more information on the benefits of joining and the different membership plans available.