OPIN’s mobility lab works on leading edge projects to explore the boundaries of connected mobility.

Corporate members and researchers worked together on cross-ecosystem standards, the creation of new customer journeys, the exploration of insurer and OEM connectivity, the development of proof of concepts and minimum viable products.

At OPIN, different innovation labs interact with each other on ongoing projects to produce coordinated and well studied output. The Mobility, Legal & Regulatory and Blockchain labs are OPIN’s research hubs.

OPIN has partnered and collaborated with COVESA (formerly the GENIVI Automotive Alliance) on the alignment of the Open Insurance API and data standards with Vehicle Signal Specification (VSS). This will enhance and promote the adoption of OPIN standards and encourages shared business and system models in the insurance and mobility markets.

This work will continue into 2022 with further enhancements to scope of data and APIs. We would be happy to receive feedback and begin conversations with OEMs, telematics vendors, insurers and others with interest in leveraging data from connected vehicles.


Expand on use cases presented here, identify and address constraints that may prevent adoption of new technologies or processes.

This document describes a range of insurance related analytical scenarios. To be able to do that, we have broadly defined a common understanding on appropriate rules, policies, and practices related to what is required for vehicle data streams to be shared.

Published December 2021


Data and API interfaces

Guidance on logical composition of end to end technology system and the boundaries of responsibilities that would be typically needed to implement a scenario that supports both the OPIN and VSS API and Data standard.

An invitation is extended to both OEM and insurance organisations to explore and conduct proof of concept and elaboration of the API and data standard.

Published January 2022


Using the Vehicle Signal Standard to implement insurance use cases

Data from connected vehicles is classified into either Static, Semi-Dynamic or Fully Dynamic depending on the required frequency of data requests made by insurance applications and systems. This data is used to make a range of insurance scenarios actionable.

version 1.1 published in December 2021 - link