insurance ecosystem

Insurance Companies

  • Share views and agree on scope and depth of sharing growing streams of data and the development of open API spec
  • Tap into and connect with OPIN's curated startup ecosystem
  • Inspiration and partnerships with non-financial industries working with OPIN
  • Research, insights and impact assessment on data access, ecosystems, customer interface and more
  • Jumpstart internal innovation management with a host of projects
insurance ecosystem

Third Parties

  • Closeup view of how ecosystems are impacting the insurance industry
  • Co-develop response to global regulatory and policymaking calls-for-comment/input impacting access to data
  • Work alongside insurers and experiment in cross-industry projects developing proof of concepts and MVPs
  • Explore inward and outward ecosystem partnerships to accelerate the path from raw ideas to scale and sustainability

Access to data takes center stage at OPIN

  • Address core working assumptions for the breadth and context of the data scope and data definitions
  • Generate better overall understanding of data that is useful to customers and data that could be disclosed as open data within the boundaries of a voluntary industry-led initiative
  • Explore legal and regulatory challenges shaping access to customer's data,
  • Future proof a standard that is aligned and interoperable with other data initiatives and fosters reciprocity of shared access to data.

New Post

An exploration resulting from an ongoing project with automotive partners. It sheds some light into opportunities and challenges of Open Insurance interacting directly with event data from connected cars.



New study for open innovation lab members

Composable-Insurance Marketplaces

The idea is simple, instead of locking an insurer into a monolithic core insurance stack with hard-coded integrations, composable insurance optimizes for speed, agility and freedom.

A research paper exploring this emerging trend.

New Downloads

Latest research and consultations produced by the OPIN working groups

OPIN COVESA Open Insurance Use Cases

Connected Mobility Use Cases

From the experts at OPIN's Mobility working group and our partners at COVESA.

Learn more..

OPIN Response to EIOPA consultation on Open Insurance

Response to EIOPA Consultation

Members at the OPIN think Tank have deliberated and formulated their response.

Open Finance by the Open Insurance Initiative_

Response to FCA Consultation

OPIN's perspectives on how the financial markets and consumers can benefit from Open Finance.

Learn about Open Insurance

open insurance white paper

The OPIN White Paper

The white paper that introduced the concept of Open Insurance to the world! It provided an overview of the fundamental elements involved in insurers providing open access to their APIs.

Open Insurance a Foundation for Ecosystems

Insurance Platform Ecosystems

This study defines and clarifies how open insurance standards could help in the development of insurance ecosystems, explains the role of smart regulation, network effects, data sharing and open innovation.


Mobility Lab

Standards design, customer journey development, explore insurer and OEM connectivity, MVPs and PoCs.

Legal & Regulatory Lab

Explore data sharing regulations, pricing, automated underwriting and integrated risks. Anticipate and shape the future!

Smart Contracts & Oracles Lab

API wrappers, parametric indices, data provenance and access, smart contract connection and algorithmic insurance.

Italy Working Group

Contribute to the understanding and development of open insurance, it will develop innovative, collaborative, InsurTech labs to focus on the needs of the community in Italy.

OPIN is changing the game

OPIN works across a wide range of technical and commercial domains combining our core purpose of delivering interoperability with a commitment to open innovation.

We anticipate, respond, create and prepare the industry for open-ended transformation.

Read about what makes our community special.

G2 Startups
Covea Insurance

High impact initiatives for Chief Architects

Through development programmes, coaching, peer learning and deep relationship-building, we are building the power of this community to influence systemic change in insurance.