insurance ecosystem

Insurance Companies

  • Share views and agree on scope and depth of sharing growing streams of data and the development of open API spec
  • Tap into and connect with OPIN's curated startup ecosystem
  • Inspiration and partnerships with non-financial industries working with OPIN
  • Research, insights and impact assessment on data access, ecosystems, customer interface and more
  • Jumpstart internal innovation management with a host of projects
insurance ecosystem

Third Parties

  • Closeup view of how ecosystems are impacting the insurance industry
  • Co-develop response to global regulatory and policymaking calls-for-comment/input impacting access to data
  • Work alongside insurers and experiment in cross-industry projects developing proof of concepts and MVPs
  • Explore inward and outward ecosystem partnerships to accelerate the path from raw ideas to scale and sustainability
insurance ecosystems

Data is at the Center

  • Address core working assumptions for the breadth and context of the data scope and data definitions
  • Generate better overall understanding of data that is useful to customers and data that could be disclosed as open data within the boundaries of a voluntary industry-led initiative
  • Explore legal and regulatory challenges shaping access to customer's data,
  • Future proof a standard that is aligned and interoperable with other data initiatives and fosters reciprocity of shared access to data.
Just launched for digital builders

Cross Industry Alliance

OPIN has partnered and collaborated with COVESA (formerly the GENIVI Automotive Alliance) on the alignment of the Open Insurance API and data standards with the Vehicle Signal Specification (VSS). We aim to enhance and promote the adoption of OPIN standards and encourages shared business and system models in the insurance and mobility markets.


New Downloads

Latest research and consultations produced by the OPIN working groups

New Whitepaper from our Labs

Exploring the effects of regulations on interoperable standards.

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UN/CEFACT Whitepaper

Experts at OPIN's Legal & Reg Lab participated in an open finance whitepaper

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Connected Mobility Use Cases

From the experts at OPIN's Mobility working group and our partners at COVESA.

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Learn about Open Insurance

open insurance white paper

The OPIN White Paper

The white paper that introduced the concept of Open Insurance to the world! It provided an overview of the fundamental elements involved in insurers providing open access to their APIs.

Open Insurance a Foundation for Ecosystems

Insurance Platform Ecosystems

This study defines and clarifies how open insurance standards could help in the development of insurance ecosystems, explains the role of smart regulation, network effects, data sharing and open innovation.


Mobility Lab

Standards design, customer journey development, explore insurer and OEM connectivity, MVPs and PoCs.

Legal & Regulatory Lab

Explore data sharing regulations, pricing, automated underwriting and integrated risks. Anticipate and shape the future!

Smart Contracts & Oracles Lab

API wrappers, parametric indices, data provenance and access, smart contract connection and algorithmic insurance.

Italy Working Group  Italy open insurance

Contribute to the understanding and development of open insurance, it will develop innovative, collaborative, InsurTech labs to focus on the needs of the community in Italy.

OPIN is changing the game

OPIN works across a wide range of technical and commercial domains combining our core purpose of delivering interoperability with a commitment to open innovation.

We anticipate, respond, create and prepare the industry for open-ended transformation.


Read about what makes our community special.

Consultancy & Advice

Open Insurance is the next stage in the open finance journey. Industry stakeholders will benefit from the practical experience of OPIN, which helps regulators and central banks around the world to reap the full rewards of open insurance.

We provide industry experts to assist in practical and operational design, the implementation of industry-level governance, and technical and operational arrangements.

Contact us

G2 Startups
Covea Insurance